Conversely regular, long term exposure to small amounts may be the cause of respiratory issues years later - that is what the investigation to which I referred in my prior post above is examining.No one here is telling you that you must remove the asbestos from your buildings, but you do have to disclose its presence when you sell and the day is coming when you will likely have to disclose it to your tenants.Once again, I am advocating that landlords and rehabbers educate themselves and continue to keep there knowledge current as our understanding of the impacts of long-term exposure to asbestos, just the same as you would with other hazards in the built environment such as lead, mould, PHPs, formaldehyde, etc. 

Most "Traditional" lenders and Mortgage brokers don't want to take the extra step to lend outside of their regular box.

For most people that have attended via regular means will have upwards of 50k or 500/mo.

We made an offer with $2K earnest money using the regular real estate offer forms on a REO property in California that is owned by VA.

If it's a direct phone call I will usually just leave a regular voice message with name, phone number, the reason I called.

Feel free to contact me with any questions Signed Your nameI would deliver via certified and regular mail.

My honest suggestion, is that you go look up a local real estate attorney as a lot of them deal regularly with investors and will be able to work through what method is best for you.

We have reps from these lenders coming into our office somewhat regularly (being in SoCal) trying to see if we have any cannabis deals to size up.  

They also seem to change these rules on a fairly regular basis so that even if the SEO gurus can figure out what the current hot button is, before long it's changed again. 

Maybe if you explain things to her and educate her to the point where she understands what you're trying to do, that will be enough to get her on your side.Maybe $10k is not the right number, but I agree with the others that you should have reserves set aside for regular occurrences and emergencies.