For me it’s all about the net profits I can make, I just don’t want to get locked into a potentially 5-15 year lease at something low when I should have been asking for more.

My question to you:Is it ok for me to hire guys that do this kind of thing on the side?

With 10 being the highest risk, I think it's a 2.4 for me.

Or are there products out there for me?

Many do not trust technology and for that reason not having to deal with tracking multiple different forms of payment makes post dated checks the best method.

I'm new to Colorado Springs, and having a difficult time trying to get a plumber out to price out a basement finish for me.

You can ask to see their standard forms ahead of time for review.The due on sales clause thing is in most residential lenders investor loans.

For me, it was supposed to be for my dental business however for improvements, repairs, investments into equipment etc.But once given, they could not take it back so I could always use it for real estate.55K was offered, but, the rate was too high @ 10% and was on a 3 year amortization. 

My chosing to use an all cash strategy means I end up selling a lot and constantly dealing with paying taxes but it works for me especialy in later years when I have built up momentum. 

I spend hours house hunting, going to open houses, looking at comps, and demos just for fun -- so I think naturally becoming a Realtor would be in the best interest for me?