I would rather buy Doge coin at that point.I am perfectly OK with a slow down or correction in RE as artificial low inventory comes back on line in the coming years, the money printing will not end soon, Real estate investors will continue to believe we "made" 25% last year, the reality is it's all relative, in essence buying power went down 25% last year, much more with certain items.

.: Chris, start by looking at actual law before accepting anyone's opinion: https://www.hud.gov/sites/dfil...I recommend you print this, highlight it, and save it for reference.

Read the fine print on the offering.  

You "spread out the pain" by having their commission paid over time, for example.The exclusivity is normal --- its even normally on residential listings but most people don't read the fine print. 

HELOC balance at zero with freshly printed checks.

Postcards printed, stamped and mailed run about 50c and Letters $1-1.5.

I used the one in which I sent a slightly over sized post card (printed both sides) to the areas I wanted.

My software has the ability to print customized letters, easily, and I may mention to the prospect that I will send my information in case he changes him mind, but it is better to move on to a better prospect before your fingers get stiff.

@Doug Laroche The main goal is get your mail opened, so my tip would to be bold and build rapport.

You can print PDFs for those that show CoC etc....