In recent years Austin has been pretty resistant to that kind of change, though no city is ever totally impervious to a down economic cycle.Some of the conventional lenders will require at least 6 months seasoning, and sometimes 1 year.

Also, how difficult was it to find a a lender to do the refi given today's economic climate?

It’s very economical too, around $20 a month.

@David Smith Kansas City is an excellent market not just because it cash flows well but it also has solid economic and demographic trends.

Of course within any investment thesis there must be many 'assumptions' made about future values, economics, etc.If someone has a successful track record before 2019, but has not bought in this new low interest, hyper Cap rate compression market...is it fair to rely on their past track record to justify future success?

https://www.wdrb.com/news/new-...Currently homes are still very affordable. 

Those are most economical. 

Home prices typically decline when economic activity constricts—but not in 2020.

With uncertainty lurking in the future, how have yall changed your portfolio in terms of leverage to prepare what lays ahead? Have yall increased or decreased leverage? What is the percentage you are aiming to achieve...

Around the beginning of 2020, I decided I wanted to learn more about ways to protect and grow the money my wife was making for us and become much more financially and economically savvy.