The real estate in Alabama is so cheap and in this college town finding tenants won't be a huge issue. 

Hi Justin, seasoning will not be the biggest issue.

The other issue, as it has been stated, is that it becomes financially tricky to take a property out of the portfolio, so you also sacrifice flexibility at a time when you begin to scale and flexibility can be really important. 

Is this common place?

Will you have the time, resources, and mental commitment to dealing with tenant issues, maintenance, and other unexpected challenges that arise with property ownership?

Together, we fixed issues and turned things around.

As for LTR's this will be the most common and easiest to scale.

I have tried email and Zoom calls but have not been able to get a straight answer as to what the underlying issue is which makes me automatically assume something shady is going on.

The most common consistent false narrative in private lending is clients think they can qualify for 100% financing. 

But worry not, partner; we can tackle this issue head-on.