DSCR - Portfolio vs Individual loans

[Cody Coll]

I have several properties I am in the process to cash out refinance after I completed the rehabs and got renters in. We have a good amount of refinances to put in place 8 ( 6 in one entity & 2 in another). I always toggle between the two options of refi'ing them in a portfolio loan rather than doing them individually. Any good pointers or tips for one way or another. I know it comes down to investing strategy, I would like to say these are long term holds, but you know how real estate is the next best deal can be knocking on your door. Thanks for the help in advance! 

[Doug Smith]

I've never been a fan of "blankets", or portfolio loans as you call them. The loan officer can tell you all day long they will release a property if you wanted to sell it, but servicing and back-office people often find other covenants in the loans to stall a release. Be careful if you decide to go portfolio.