Now I've gone back and read up on and evaluated everything I was charged:-Agent commission: $750.00-Origination charge: $606.50 (cost to create the loan) -Appraisal fee: $515.00 -Credit report: $6.68 -Daily interest charges from 6/25-7/1: $12.84 (prorated loan interest) -1 Year of homeowners insurance: $262.00 -Initial escrow deposit: $125.83 (Start escrow for insurance/taxes)-Title services: $527.80 (Check for liens on the property)-Title insurance: $349.75 (Insurance in case there are liens)-Gov. recording charge: $80.00 (Register property at city/county/state level)-Gov. transfer taxes: $172.00 (Costs of taxes/stamps/deeds to register)-Tax service fee: $85.00 (Makes sure I'm paying taxes on my loan)-Flood certification fee: $19.50-2013 City summer taxes: $1,027.74 My question is do you see anywhere I could have saved money?

Due to Certificate of Occupancy and habitability laws of the porch, we couldn't move into this unit and we were only able to cancel the lease, get back our first months rent, security deposit and real estate commission fee ($6,000 total) after I informed the landlord the property is not habitable and you can’t hold us legally to the lease any longer.

Here is what we ask for under attorney approval: copies of current COs copies of lease agreements w/name/photo ID of all tenants certified rent roll w/ security deposits year’s worth of water/sewer bills trash bills any house electric/heating bills latest tax bills (school and property) estoppel certificates from current tenantsIs this congruent with what you ask for when buying an occupied property?  

In California licensed electrical contractors can't even do work for another electrical contractor unless they have taken a class and paid for the state certification - it's a regulation pushed by the unions... they don't get any crazier than out here!

Give them the exact same scope of work and check multiple references, insurance certificates, NARI or other memberships, standing with the contractors license board, any pending litigation, etc.

Will let you know how that goes.My research so far:- Contacted Whitney Commercial since they have all the recommended certifications and seemed to be the most professional, but they only do commercial.

As allowed by Md. lawWe get our final 1/3 when completed .All changes are in writing .......period.We do not finance our customers jobs , we get a signed certificate of completion , we give all lien releases to the customer .

Especially for the asbestos & lead, most states require a certification or license for consultants.

I have a house ready to rent , I went to get the Lead paint certification , and the inspector told me i got some bad news for you .

Wood structural panels shall conform to DOC PS 1, DOC PS 2 or, when manufactured in Canada, CSA O437 or CSA O325, and shall be identified by a grade mark or certificate of inspection issued by an approved agency.