I have decent credit, but it's only from paying off credit cards (no debt) and my car loan on time - and I'm not sure if the source of my credit is considered more than the score itself.If I go to my community bank with a well-drawn out business plan and proof of my considerable assets, will I be able to get a mortgage on a property in the range described above, 200-300k, if I am able to put down the 20%?

Recently, both CNN and CNBC released lists of their favorite financial apps (access the CNN list here and the CNBC list here).A few apps that we found interesting are:SavedPlus – Gives users the ability to transfer a percentage of every purchase into a savings account, making saving automatic.Simple – This online and mobile-only bank charges no monthly fees and provides robust budgeting tools and mobile money-transfer options.Spendee – Has a simple interface that gives users an at-a-glance way to monitor their budget.Wallaby – Helps maximize credit card reward potential by alerting users to which card to use when shopping.

With high interest debt, like 18% credit card debt, borrowing against your 401k is a no brainer.

Or a longer term loan for a buy and hold, such as an 8% loan with a 20 year amortization period and a five year balloon.  

Buying the property can be a natural conclusion after helping the person in charge deal with a myriad of problems.Obviously, an ill-timed and poorly crafted letter ('I want to buy your house') or an syrupy, insincere condolence card will not buy you any favors.

:)Short term- total of 10 units in the next five years (we are already at 3)

Did this really happen or a scam?

I avoid PMI and enjoy watching my HELOC balance go down as I end up treating it like a credit card and work to pay it all off as soon as possible.

So it's kind of like a debit card in a way.

I am going to need to print some new business cards -_- haha @Ali Boone Ive gotten some leads down south sometimes.