I believe that too much emphasis is placed on "response" rate for YL campaigns.

Because even though we often deliver projects at less cost than other builders, our emphasis is always on giving you the highest quality no matter what your budget.The construction business is a small world.

My biggest complaint is that a lot of new construction made out of pre-cast concrete are devoid of character because more emphasis is put on cost than visual appeal.Why buy into a historic neighborhood if one plans to strip away the very thing that defines the area?

My question is, does anyone have a Master's in Real Estate or an MBA emphasis in RE?

My education background is in business with an emphasis in finance, so main contributions to her are strictly from a numbers standpoint.

Personally, I put MUCH less emphasis on credit and most of my energy into their rental history.

Each lender will place a different emphasis on each factor. 

That way if you do ever get sued, you have proof that you were proactive in maintaining the standard and it's not your word against theirs.Here's the law about the 90 days (emphasis added by me):460.100: Duty of Owner(s) of Residential Premises (B) Whenever any residential premises containing dangerous levels of lead in paint, plaster or other accessible structural material undergoes a change of ownership and as a result a child younger than six years old will become or will continue to be a resident therein, the new owner shall have 90 days after becoming the owner to obtain a Letter of Full Compliance or a Letter of Interim Control, except that if a child younger than six years old who is lead poisoned resides therein, the owner shall not be eligible for interim control, unless the Director grants a waiver pursuant to 105 CMR 460.100(A)(3).

I understand cash flow and appreciation are important for first time RE investors, with probably more emphasis on cash flow.

I'd put more emphasis on your screening process.