The following items were neglected in order to save money, as examples: our hedges all had extreme white fly damage, wood rot due to water damage and putting off painting, our pool restrooms have massive holes in the roofs and we are in the process of reconstructing 2 of them.

You don't want to hear "The hole in the wall and broken screen were always there."

Ill save you the time and the bullet holes.

So my once perfect credit is trash and I'm still trying to climb out of that hole. 

The underwriter said no way we can lend if you dont have those paystubs like a square peg in a square hole.

and that's when the rabbit hole started.

There is a hole in the roof that we could not see and the water damage was neglected for likely years.  

I honestly think it took them longer to pump the sewage waste and fill the new found hole in the ground after collapsing the tank itself.

They drill holes in the floor, and pump concrete or something under the slab to raise it.  

Like a sieve with a thousand holes.