Tenants will leave lights on, crank the heat, or take longer showers than they might if they were paying the actual bill.

No matter if you do 20 or 30 year, I bet you can do better than 4.5%.What about house electric, like hallway lights?

Upscale lighting fixtures are a key element to making the place pop.Also, I like to think functionally...robe hooks on the back of every door for wet towels with lots of people.

The only problem with this is that the peroxide bleach tends to really bleach the hell out of the oak grain pattern and if you're not right on top of the process, you often get an inconsistent light spot.The second solution is to apply a solution of oxalic acid, the acid found in the cleaner Bar Keeper's Friend.

Let me see if I can shed a little light.

:::Warning::: This can get real tedious...

Warning: many financial planners will dismiss real estate altogether, because they cannot earn commissions from it, unlike from selling you annuities or mutual funds.Your Realtor may actually be finding you good properties, as long as your goals are aligned with his.

For example, one person I am coaching found a 138 unit apartment complex that the rents are way under $1/sqft and it's an opportunity to increase the rents with a light value-add and increase the value significantly.But when I go outside my market, I need to have a preliminary basis on which market to choose and then based on that, which sub-markets and then if there are good deals in those sub-markets.

Another alternative is to reach out to a few realtors in the area for their thoughts, but come prepared with your renovation plans, design ie; level of finishes, appliances, flooring, lighting, etc. to make their life a little easier as well as receiving an accurate value.

New lighting, flooring, kitchen, roof, roof deck.