A good team will help you be more productive.  

See what products and requirements they have to get an idea of your options.

Yet essentially home sales in the US has remained steady at 5 million transactions a year.

My guess, some will, some won't at which time you can give the poor payers the 30 days notices (essentially giving them a probationary period with the month to month and new rules to see which tenants can handle the new format and which can't ). 

Insurance companies each have a formula they use to find the depreciated value of something based on age, product, how long that product is expected to last etc.

So you are right, and I'll correct my previous mention, the end product is convenient but not competitive.  

How can you depreciate essential repairs on a property?

Essentially, any rehab property is pretty much off the table for either the VA or FHA.

Essentially we hand you a key when we are done. :-)

@Drew Oberholtzer, Hey if you PM me;  I can send you information on our Portfolio loan product if your still in the market, thanks.