Insurance for Flips

[David Moon]

I've read a lot of the discussions about this topic, and still feel the need to know the following. Cut and Dry.

Do I need ACV or RCV?

Do I have coverage up to my loan amount or up to my ARV?

Do I need builders risk AND vacant property insurance?

Does builders risk only cover injury liabilities and vacant only cover property damage?

Vandalism AND Theft endorsements?

Thank you for any help/guidance you can lend!