Would a bank finance MF with a 50% LTV if rent paid mtg?

[Dave G.]

I'm barking down this whole creative financing avenue and trying to find more about what banks will and won't do. Say there is a property currently cash flowing x and it has 3(?) years of history to show consistency. You put an offer to buy it for $50k. Your appraisal comes back at $100k. You want a $50k mortgage from the bank and your cash flows (x) are enough to cover all expenses related to the mortgage. Would a bank take this? It seems like a slam dunk for the bank. Is this a "in what capacity are the banks lending" question (investor v homeowner)? Would being 5+ units (multi family) have an affect on the decision?