So you have two options: Put down $45,000 for the privilege of spending $1,567 a month (base case scenario at $850 rent per unit), living in a worse part of town, and taking on a part time job as a landlord, or stay in your current rental for $1,050 a month.So, the question is, why are you even considering this?

My stay at the current place is nearing its end and I'm unsure if it's smarter to buy another primary residence and house hack or just buy another rental with the cash I have saved up and find something else to rent. 

What is crazy though, is I am able to keep 85% occupancy through the year and most guests stay 2-3 months so only 5-7 turnovers a year.

This scales your investing.Forces you to network and depend on a team leading to relationships = more businessForces you to develop communication and business systems to stay on trackConsNot as easy to physically be on site if neededReally it comes down to how you want to invest.

About two hours from Cambutal are Chitre and Las Tablas, the two closest major towns to get most modern comforts (McDonalds, big grocery stores, health food stores, etc).

After being in Cleveland Hts, probably one of our biggest mistakes was staying there so long with both of us driving a lot.

I'd be looking to go where I could stay debt free and greatly increase my return on asset and cash flow.

It's going to take a few months for the score to get better and stay better; 50K is significant credit card debt, so work on a budget. 

On the one side, LL's need to get comfortable paying for value and stop chewing down reasonable fees which are necessary to make the business model perform and prioritize the property. 

I like the idea of staying local first. to expand out of state is difficult and you must have a competent and trustworthy team in place which is not easy.