My credit score itself is excellent, and everything else, job history, income, reserves etc are A+, but because the history is so limited, the underwriters are unwilling to book my refinance loan at the moment.

Just look at the history of any law... ever.This was a line of REI I was interested in, will definitely have to keep tabs on these developments.

hi dilyn. welcome to BP and to the real estate world. when i first got started, i wanted to read every book i could, go to every seminar i could attend,   and take  every class i could find. i learned early on that most of these " schools" are shams. if you can walk away from a seminar with more knowledge that you walked in with, great. learn everything you can from every source possible, but it shouldn't cost you a bundle of money paid to a guy who claims to be " making it rich in real estate". lets face it, if he were getting rich by flipping houses, why is he teaching and not doing??

My thinking is history repeats itself and what goes up must come down so when the new bubble pops ill be there to help with the foreclosure and short sale process as an agent.  

I'm in grad school right now so I don't have much free time for REI at the moment but if anyone has any suggestions for a new newbie, especially former or active duty investors, I would love to hear them.

Say something like:  I am a wonderful two bedroom/one bath home in a tranquil community close to this school, this park, that shopping district, this attraction. 

I graduate from school in August and I want to get into what Brandon Turner calls  "Hybrid Investing" to start out.

Tourism is a fantastic addition to a community with such a rich history.

I am able to see a complete history of the account on our side and see no issues.  

Here is a background on our company, O.P.M Invested Inc:After graduating from high school in 1977, founder and CEO Gary Aye went to work for a local real estate investor and began to learn the trade.