Can't tell you much about Minnesota attorneys, but normally the best way to find someone is to contact the bar in the locality you're looking for, or to reach out to some agents in the area to see who is on their team. 

Hey Scott, i am not a lender, or a lawyer. however to my understanding, any note you are on will count towards the limit. my partners and i normally keep the deed in everyone's name and then take the mortgage in only one persons name, this allows us to get around the issue you're describing. i do believe getting the 10 loans would make it more difficult to get the primary loan. however you might be able to find a local or regional bank/credit union that keeps the note in house, which would keep it from counting towards the 10. or be available after you've already reached the 10

They will check all the normal stuff municipal inspectors look for, such as detectors, leaks, missing or broken doors/windows/screens, etc. 

Then you'll wake up one day and be 32 years old with some homes you bought 10 years ago now owned free and clear.

Negative interest rates can wake up the underutilized resources and be an effective tool to encourage investments, with less side effect, i.e. inflation, than west European countries. 

You can't deduct any thing while it's your home- and I would freeze depreciation for that time since it's being taken out of service for longer than normal renovation time for your purposes. 

I would want to hear a lot about the "why" and then a lot more about the "how", specifically "How could I, with normal income and no experience in MF investing, actively invest in MF? 

There's also the additional hurdle of cataloging everything you're furnishing, and any disputes you may have at move-out over condition, what counts as normal wear and tear, and things like that.

Otherwise just realize that with risk comes reward and it is totally normal to be nervous. 

Mende,A foundation leak is not normally a covered loss on the Homeowners policy.