(I know that COGS is technically the wrong term to use, but when I see COGS on my P&L, I think Property Expenses.)Overhead Expenses are deductible expenses that exist even if all of the rental properties are vacant, such as automobile expense, office expense, office supplies, dues and subscriptions, postage and delivery, and telephone expense. 

Is it a presale or immediate delivery?

its a common expression also for us pilots that fly little airplanes.. we try simply not to run into rocks at 200 mph but we still do with not such good results.the internet is so full of out and out crooks ( not saying that about this company at all) just don't agree with charing 3k up front .. no other HML does that..AT least the legit ones but there are all sorts of crooks out there.. just put a post up asking for private money you will get 80% responses from out and out thieves here on BP they troll the site..

We offer pick up and delivery too.

A strong contingent of very motivated voters who are loud about expressing their displeasure with this turn of events (and who can dangle the specter of a candidate friendly to their interests) is the only thing that will motivate them to reconsider. 

Here is the short list of requirements: https://selling-guide.fanniema...Among the requirements: the borrower must have exclusive control over property; must not be a rental property or a timeshare agreement (with the following key caveat, 'If the lender identifies rental income from the property, the loan is eligible for delivery as a second home as long as the income is not used for qualifying purposes, and all other requirements for second homes are met (including the occupancy requirement above); and finally, cannot be subject to any agreements that give a management firm control over the occupancy of the property.

That will help you gauge your Maximum loan amount and know your costs up front.You may also want to get an Express Loan Approval where the bank underwrites your file up front. 

There are areas I have seen through delivery work from former jobs that are in development.

Well worth training and developing a relation ship with at all costs... however, many of the others that express interest do not have the same potential today (not discounting them in the future though)...

This is definitely something that they want to partner with me on so I am going to really dive deep into brainstorming something commission based as that is what they expressed to me are interested in.