Or if you must, consider that no one actually sends a 1099 after you leave the settlement table.

First off, I'm not sure which sites you're looking at for Carrot but over the years there have been thousands online and once a client launches a site on our platform they can then customize it within our high performing framework... and we've seen some really bad customizations in the past that really did decrease the credibility of their business in my eyes.

any other signs of settlement?

Our specific target areas are primarily White Settlement, Azle, Lake Worth, Saginaw, Keller, and the portions of Fort Worth in and around those areas.We are really excited to get started, but feeling a bit overwhelmed to be honest with how much there is to learn. 

There are only so many debtor-protection lawyers that handle these work and often times they will work out some kind of settlement with you.

So your options would be to use your own money for earnest and then get it back at closing as a line item on the settlement statement labeled "return of earnest money".  

@James Scholz any chance of a of your purchase and sale agreement please bro if i may ask also will an co, they get payed after settlement is that correct?

If you do work with a private money lender, then have them lend the money at the time of purchase and get it recorded on the settle money statement as an additional loan on the purchase settlement statement - this will be helpful for the refinance.  

My closing estimate includes:Title- Lender's Title Policy- $372Title- Settlement Fee- $680Title- Title endorsement fee- $87Total is $1139 for title services!

At one time, while I had an insurance agency, my neighbor was the probate judge and when he went to private practice I worked with him, a stock brokerage and a real estate brokerage as together we did estate planning and settlements.