If you get approved for a Lowe's credit card you can buy almost all your reno stuff there and they have no interest for a certain period of time.

Luckily, I am not looking to buy at the moment, and selling without a better place for a 1031 is also not in the cards now.It is interesting to be coming across these little nuances like Rita and the utilities that can only stay in the owner's name.

The rate we have is a) the lowest they have, and b) discounted a result of relationships we set up (checking, savings, debit card, online banking etc).

Ditto above, we use a credit card whenever possible.

I see you went with white cabinets, is there no concern on the tenants over the years and use - white seems to pick up the scars and scrapes.

They were talking about sending gift cards around Christmas, etc.

When you’re starting out, especially when you’re starting out, you should have a clear idea of what the financing will look like.Oh, and if I call someone like a lender and ask a dozen questions, I immediately follow up by sending a $10 gift card (usually Starbucks) and thank them for their time.

My mom added me on her credit card a while ago to make my credit score increase.  

She pays by credit card and I repeatedly don't receive the rent by the first, usually the 5th-8th.

Of course this account will be separate from my main personal account for tax ease, etc.I am ultimately looking for:- Website (easy and direct to the point use)- App (easy to use, has access to all the banks options, can see deposits and pending transactions at all times)  - Great Credit Card Interest rates (to include cash back, points, etc)I look forward to hearing everyone's input.