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Updated about 1 year ago on . Most recent reply

Chase or Wells Fargo Bank
Hello, I am currently looking to start the build up to my first investment property.
I am currently weighting the options of new bank. As my main/current bank is a military bank/credit union and I don't like that I cant see all pending transactions and deposits until a certain time (which is a little annoying, I prefer to see it at anytime of the day). And I would like the perk of multiple branches across the U.S.
I have narrower down the list of banks to the two bigger banks (mainly due to multiple branch locations in the US), I am interested in hearing anyone's experiences with these banks (basic reviews, insights, and ultimately experiences (good and the bad)) in order to pick the bank for the personal checking/savings account for rental property. Of course this account will be separate from my main personal account for tax ease, etc.
I am ultimately looking for:
- Website (easy and direct to the point use)
- App (easy to use, has access to all the banks options, can see deposits and pending transactions at all times)
- Great Credit Card Interest rates (to include cash back, points, etc)
I look forward to hearing everyone's input.
I am currently weighting the options of new bank. As my main/current bank is a military bank/credit union and I don't like that I cant see all pending transactions and deposits until a certain time (which is a little annoying, I prefer to see it at anytime of the day). And I would like the perk of multiple branches across the U.S.
I have narrower down the list of banks to the two bigger banks (mainly due to multiple branch locations in the US), I am interested in hearing anyone's experiences with these banks (basic reviews, insights, and ultimately experiences (good and the bad)) in order to pick the bank for the personal checking/savings account for rental property. Of course this account will be separate from my main personal account for tax ease, etc.
I am ultimately looking for:
- Website (easy and direct to the point use)
- App (easy to use, has access to all the banks options, can see deposits and pending transactions at all times)
- Great Credit Card Interest rates (to include cash back, points, etc)
I look forward to hearing everyone's input.
Most Popular Reply

Hi everyone.
Thank you for all your replies/responses, I have read all the replies and inputs, they are greatly appreciated. I was leaning towards Chase vs Wells in the beginning, its nice to hear that investors are enjoying their services. But I will be going with Chase until things change (in the future - if need be). I do understand that not every bank is perfect and can lead to not being the perfect fit for everyone. I do see the perks of Credit Unions (current bank is NFCU) and smaller local banks (I had one when I was growing up). I will definitely be looking into them more as life goes on and if/when my preferences change.
Happy New Years Everyone!!
Jessica
Thank you for all your replies/responses, I have read all the replies and inputs, they are greatly appreciated. I was leaning towards Chase vs Wells in the beginning, its nice to hear that investors are enjoying their services. But I will be going with Chase until things change (in the future - if need be). I do understand that not every bank is perfect and can lead to not being the perfect fit for everyone. I do see the perks of Credit Unions (current bank is NFCU) and smaller local banks (I had one when I was growing up). I will definitely be looking into them more as life goes on and if/when my preferences change.
Happy New Years Everyone!!
Jessica