I bought this property with a 3% down conventional loan in October 2019.

Typically, a conventional loan provides the best terms...

PMI removal on Conventional loan bought in February 2019 for $400K but refinanced back in Dec 2020 which than appraised for $430K.

@David M. is correct about not being able to get a conventional loan within an LLC and the rates being in the 4's and 5's for commercial. 

Most Hard money lenders are going to want 1st lien position and even if everything breaks right and a lender will take second position, a 40k loan amount is so small it eliminates a ton of options- An Asset based Lender at 75% to 80% LTV is your best option if you can not get conventional funding

During my time freelancing and trying all sorts of new things, I've found genuine interest and enjoyment in creating digital marketing materials, and it occurred to me that busy real estate agents might have a need for flyers/advertisements to market their listings on social media and the like. 

You cannot get a conventional loan on two different properties.

Anyone have an idea of what conventional financing terms (rates, term, LTV) are available these days for refis?

@Christian WeberMaybe if you buy using a conventional loan the 100 miles rule doesn’t apply

Convention financing with 20% down.