Your skin in the game is 13.5K down plus about 3K closing plus 4.5K repairs = about 21KYour cash on cash return is 850 x 10 (not 12, to allow for vacancy and expenses) = 8500 / 21000, which is more than 40%.

I also like the fact that they are 30% invested so they have skin  in the game.        

I am wondering whether your team in Nevada has "skin in the game" when you do buy and flips?

Although I don't have any skin in the game yet, I've been researching and learning about the Edmonton market for the last couple months so I can give you a short list of some of the free resources I've been tapping into to get myself started in the industry.

Having that intimidation at first might be good though, in that it shows a healthy respect for the seriousness of investing such significant time and money into an endeavor.

Thus this deal would have to be done without me putting any skin in the game because I simply don't have it.

Your only location requirements/desires are as follows: Must have warm weather 9+/mo out of the yearMust have good - strong job market (UI Developer/Nurse)Must have relatively low cost of living (unlike the Bay Area)Should have healthy real estate market (rentals and flips)Here are your long-term objectives/goals: Purchase at least 10 acres of land to build a small house and start a small permaculture farm Become financially independent in 10 yearsEstablish the financial foundations for generational wealthGiven this financial standing, these location requirements/desires and these long-term objectives/goals, and a year to plan/move: Where do you move to and why?

Yes, I work with investors however, I'm partnered so my skin is in the game and it's a win-win all the way around.  

The borrower should have some skin in the game.

82/105 = .780980% ltv should get you a loan, but lenders want skin in the game, like 20% down.Private lender should give you 80% ltv w out down pmt, I train in PLer marketing.