Once you find a good one, treat your contractor like a business partner and see how you grow. 

Absolutely get an entity to conduct business with.

The way we do business WILL change, but for now, it's business as usual.

Learning the theory or the real practical part of the business.

Hey BP Fam,  I currently have a local investor looking to exit his rental business within the next 5 years because he's older in age.

Hey there fellow Toledoians, if you are like me (a ~15 yr contributor to Bigger Pockets), you may have been inundated with spam from a few chatter boxes who like to post on BP as a drip campaign to drive business. 

In general I would expect to pay more for an insurance on a business policy rather than a personal policy and am not surprised by the increase. 

Landlords, fix n' flippers, businesses, developers, etc.?

I would read as many books on real estate investing as I could to more quickly learn the business.

I currently am flipping a house locally, but I’m quickly realizing I need OPM to scale my business.