I think the 4 plex depending on the parking and if they have a garage or not... but basically larger apartments the management is much stricter.  4 plex not so much.. the few I have had and the one's I brokered were all rented by more tradesmen type blue color workers or a lot of kiddleeswere as apartments tend to have more of your single folks single women. etc for the safety aspect and or those that want the amenities.. but you can buy a 4 plex move in and chose your neighbors.. little known nugget is that is you owner occ. a  4 plex you can discriminate to your hearts content.. you want only older folks No problem.. you want only college coeds no problem  any one you choose.

The critical issue is your intent to hold for rental, investment or business use. 

I SCUBA dive part time, but my wife is the bread winner for the moment, so i have all the time in the world to look for deals, study, and take a class.Any advice or constructive criticism would be helpful.

I am also keen to gain knowledge on any aspect of real estate, or anything in general.

We use 2 independent, experienced local real estate agents that are familiar with your local area who will review all aspects of the deal to determine it’s potential.

Maybe you can look at it this way, if a newbie like me has no need for your funds, you may need to rethink how critical lending is to your average newbie real estate investor :)-Christopher

The networking aspects is the best part!

Welcome to BP community @Gia Tomaszewski It is a great place to meet new friends and learn about various aspects of real estate and more.

new to the site after watching a very informative blog where the individual discussed the aspects he LEAST enjoyed about being a landlord.

I love having both and learned aspects I feel I could only understand having both and worked as both.