I'm an agent in Charleston but as the market continues to warm, the state seems to get smaller & my company is doing business more in that area. 

One applicant has a 530 score but seems to have a stable job with 3X income.

That seems astronomical to me and I would love to find out what other people are doing.

This seems to do the trick. 

It is pretty straight forward. 

Rents for each of the 3 bedroom apartments seem to be in the $3,000 rangeI’ve gotten to thinking.

Seems like you already have a good path forward, and flipping can still be profitable in today's market and into the future.

My contractor advised against doing LVT on the stairs (said it just always looks bad) so it seems like I’ll put carpet there (didn't want to do this but there's no hardwood underneath the current carpet).

The quoted section has nothing to do with collecting for damage done.The LL has the right to use a licensed plumber and charge what the licensed plumber charges even if that charge seems exorbitant.  

I'm also trying to get an answer on this, but seems like there are far more assumable commercial loans than there are residential, but from what I can tell, it's just a case by case sort of thing and you have to check within the loan docs or with the original lender to find out if it applies to a specific loan.