I bought my house at full retail right before the crash, and am barely recovering...my mistake was not educating myself.

Many investment deals will just close at this point but retail deals typically take another 30 days for financing. 

However, if you were to bring me the deal, I would tell you to have a nice day, and it would be the last deal from you I looked at.By definition, a property listed on the retail market (MLS) is retail, not wholesale.  

After 6 months you can pull out up to 65-75% of APV.Here is some info on cash out financing.http://www.biggerpockets.com/blogs/5110/blog_posts...Thank you for the mention @Jeremy Pace

@Jeremy Pace but what happens if they dont show up to court?

I also do like the idea of building equity at a faster pace, especially if I wanted to exit the property before the loan fully amortizes.

retail?

If 'main street' here means 'busy street', any retail buyer (if they planned on living in the property) often will use the 'busy street' as a factor to justify any 'low ball' offer -- that's if they make an offer at all. 

If you had your license you could look for retail sellers as well as wholesale type situations, wholesaling is typically fairly difficult and can be expensive.

That said I own a small retail building, we'll say it's worth ~500k right now at 75% occupancy.