I invest in the low end. millennials don't care about slowly building the networth required to qualify for that type of house.

Just pick an insurance company carefully just like you would pick an attorney, RE agent, CPA etc..

And either way I should probably take care of my personal finances first.Thoughts????

You have to be ultra careful because with this length of time holding the property a lot of things can go wrong and the market can change temporarily for the worst due to weather, holidays spike in interest rates, sudden oversupply etc...

If THAT is the case, I would call the home warranty company back and let them know that there is a Tenant in place, and the law requires more immediate attention, and see what they will do for you. 

If you're in a multiple story condo, check the bylaws to see if you are responsible for water damage to any units below yours.Pay close attention to warranties.

When I was at Centry21 they really trained a lot, once i went to the 100% Brokerage, you don't get as much attention. 

Sellers indicated they did not care about closing date/cash offer so we decided to skip on it and not tie up large amount.

Once you're deemed credit worthy by lenders you can start using leverage which needs to be used VERY carefully but is also extremely powerful.I personally do NOT recommend that someone with a trades or self employment 'life track' as you are describing is best suited to buy a first house with cash, and for instance use your time to fix it up.Few reasons here:Firstly, often the kinds of 'cash deals' available are ones that can to generalize tend to be more cash flow type properties (as opposed to equity properties). 

Careful.. you may want to gets some books at the library and do some reading first.