Should I buy my first home with my situation or wait

[Dillyn Davidson Saurdiff]

I am looking for my first home. Either a single family to house hack or a small multi family. I got approved on a loan. Only for about 120,000k which doesn’t get much in my area. My credit is average and I have about 13,000 in consumer debt. I have a very strict plan and have been working 3 jobs and started 2 business (side hustles) to pay that off and get my credit up. I am extremely motivated and focused and should have it payed of by end of summer and have my credit score up..... I really want to get into own house but know getting rid of that debt would get me a better loan and free up cash and make me a lot more stable in my first home. As I am not sitting on much for a saving s account... The kicker here is my mom is willing to co-sign and put up a down payment to help me get started. If I use her I can probably get into a place soon. But I would rather do it on my own. And either way I should probably take care of my personal finances first. Thoughts????