Portfolio lending is often by zip code, so it'll be whoever the folks at your local REIA say is awesome. 

After I can verify their identity I give them the code to the unit.

NTREIS requires a city, and for zip code 76126 I have to put in Fort Worth.  

If you decide to go the rent increase route, note that the New Jersey state code says rent can not be increased to something "unconscionable," so find the highest conscionable comps and use that rent figure. 

http://www.nj.gov/dca/divisions/codes/publications..."

@Tim Kaminski what specific area codes or neighborhoods are you looking at?

Lending to an LLC usually puts you in the commercial loan side where the rates and terms are terrible.Most states do not honor single-member (only you and a spouse) LLC's and treat them as if they are personal assets anyway so people pay all that money and headache to set them up and they do not even protect your personal assets. 

And you really need to refine exactly what zip codes you are looking at.

We acquired a distressed 4 unit property in Indianapolis which contained a number of code violations, fines and liens.

X years away might happen next week. 1031 until you have a plan for non-exchange that results in 0% in the current tax code.