I locked in a great rate at 2.25% in 2021. 

The Austin metro is sitting at super low unemployment rates 3.7% even as the metro is growing daily as the employment force expands rapidly.

Alongside acquiring rentals, I'm interested in establishing a service-based business within the real estate niche, potentially offering maintenance or renovation services.To make the most informed decision, I'd appreciate any insights from experienced Indiana investors on:Top Indiana Cities for Long-Term Rentals: What cities offer a strong rental market with factors like stable vacancy rates, positive cash flow potential, and opportunities for property appreciation?

Good evening @Ling Chen,Out of state investing gives you higher cap rates and better COC returns than NYC.

Pete that is currently rented out to long term tenants paying below market rental rates.

It's just the reality of the market with higher rates and prices that refuse to reflect it.

It takes in account just about everything to give you a livability score.https://www.areavibes.com/Here is my rating & classification for each livability score.80 and above A+78/79 A76/77 A-74/75 B+72/73 B70/71 B-68/69 C+66/67 C64/65 C-60/63 D59 and below F

Curious how quick rates will likely fall on mortgages once fed does start a cut? 

With conventional mortgage rates hovering around 7% for 30 years… cash flow basically happens at 6.5% cap rate and above.

It will depend on interest rates.