Rates are comparable to 30 year fixed at 4.5%My main reason to refi is to grow portfolio and build commercial credit portfolioLoan officer did indicate he can u/w new loans for additional properties.

While we do have our office in south Sarasota county, our agents have traditionally worked out of their home offices, as our system is setup with cloud computing, and a VOIP office line (you get an office number, without ever having to be in the office!). 

Investigate how to deal with residential neighbors.I used to be the firm manager of a law firm using a lovely house as office in a residential/commercial area. 

They are all over I think but I have spoken to the Burbank office.

The return address is a post office box.

If not, ask the owner of your friends apartment building.Do you have experience working in an office? 

It helps you build credibility with other professionals (you know HML, Contractors Etc.)In AZ I learned from my CPA that from the founding of my LLC I can write off my entire cell phone and internet bills at home as they are essential in my home based business of real estate investing, without the LLC I was only allowed to write off the percentage portion based on the square footage designation I gave to my home office space, that is 10% in my case, which I still can use to write off part of my electric and mortgage payments since it is still used as home office.You can start building your brand now, rather than waiting and hoping that no one takes your company name/idea...

I stopped short of calling him an idiot - cause I'm polite like that.Short story - some people hate bandit signs with a vengeance and you'll be lucky to get a couple of hours out of them before they are completely destroyed or removed.

Sadly, women Realtors are so exposed to this.Highly recommendnever show aloneget the prospects Name, Cell, and Email and refuse to show w/oTell an office mate of where, when and whom you are meeting withUpon arriving onsite and in the presence of the prospect, Call your own office voice mail and speak so as to be over heard, "Yeah, I with xxx at yyy and expect to be done by  HH:MM, C U then".

Not surprising, the single most helpful individual in this whole process was someone I met on Bigger Pockets, who would become my loan officer, @Upen Patel, with The Federal Savings Bank.