I'm looking to find deals that would cash flow better than my current investments and from what I've seen so far Orlando is a good option. 

I typically don't say anything negative but this was a straight up bait and switch, with the change coming after hours on the night before closing.

@Rachel StahlmanIt won’t be a refinance but a purchase typically because you are not on the deed.If the land contract is recorded then possibly but typically since you are not on deed it’s consider a new loan

The other option is hard money, how good of an idea is using hard money for my first deal?

Here are some options I found https://www.stessa.com/blog/find-tenants-online/

Standard requirements for such investments typically include good credit, relevant experience, and a 20% down payment.

I’m fortunate in that I live in the Detroit area, but their typical clientele is out-of-state investors.Best of luck Thanks, Sunny!

I lived in Orlando I liked it, but based on how things been going, Tampa seems like the better option.

I would say there should be a few options at that loan amount - the most common minimum for DSCR lenders right now probably more like $100k or $125k - I would say only a small portion have as high a min. as $150,000

I've seen a few different options for calculating depreciation and am wondering how to get the most bang for my buck.Any guidance is greatly appreciated, thanks.