That calculation is working very well for one property as in I have only spent a fraction of the 20%.

My wife and I have identified a property we are interested in.  I

Finding good neighborhoods to invest in is much more difficult.

The only time I really think owners could step in is for the regular landscaping or gardening service to maintain the landscape, but really, that's only if you have premium landscaping for the property.

What suburb of the city do you live in?I

The advice all waged in is solid and San Diego has the best pro density zoning requirements .

The Commissioner of Accounts in the city it's in is requiring the due diligence, including inspection, to be done prior to submitting an offer.I've already taken a look at the house &, other than needing some cosmetic updates, all the major aspects of the house seem to be in pretty good shape.Is it relatively easy and quick to deal with Commissioner of Accounts?

I then look for the best and safest returns to invest in. I

Then, when FEMA redrew the maps in (I think) 2018, now I'm in an X flood zone. 

I just had a fix & flip rewired from top to bottom (it was old aluminum wire) and had copper put in. I