Just, don't be afraid.

I'm tired of reading and studying I need action, feel like I'm doing something, going somewhere, I'm afraid of being afraid  to take action.

I'm afraid to say yes fearing they may charge high interest or something else.

I've always wanted to get into it, but I was afraid you needed lots of capital to start.

I had considered stucco, but am afraid of the weight factor.

Learn all you can, but don't be afraid to pull the trigger.

Don't be afraid to offer something that works at your numbers and see how the owner responds.These were my initial ideas, I'm sure you will get other good ideas from everyone else.Good luck.

Thanks to this site I found that we need the tenants to sign an Estoppel  agreement, but I'm afraid I may be missing something else.  

And owner financed notes, just the kind you want to invest in, are most at risk for legal issuesI am afraid, Investing in Debt, as good a book as it is, or any other book of general information on note investing, won't provide you with the information necessary to successfully invest in o/o residential notes.  

For the car idea it is smart, except I like in Switzerland and don't have a car...Other thoughts?