It auto enters most information such as the vendor name, date, amount, etc and you can enter other info such as project, client, class etc. 

All loans, residential and commercial, consumer, auto loans, credit cards, anything has the same basic elements, lending requirements that are all under the umbrella of, let me say it this way, conventional thinking, based on basic financial requirements, after you know the basics then you can get creative and accept more risk.

here is the auto responder I got back just for your information since your in the trenchs, you may find this interesting and this is why I think wholesalers these days should be licensed if they cant wholesale they get a listing or at least a listing fee referral..

Get something cheap liek quicken that auto downloads all the bank transactions and then categorizes as personal, business, which property it refers to, etc. 

That would make it be resent out to all of the auto emails out there.

I can say that I have had my personal auto insurance through State Farm for decades and my agent and CSR's have been great.

I have worked in corporate America in the Steel and Auto industry for over 20 years in various roles from Design Engineer to Operations executive.

Ergo modern technology the internet and auto responders.

Are autos getting cheaper too?

No auto loan and no credit card.