Learn, read and listen to BP podcasts (and other REI themed podcasts) while you are still employed.

@Bill Gulley It fascinates me that anyone would bring their own personal family's personal estate matter to a public forum with so many unvetted opinions on such a state specific and unique fact pattern scenario.

My situation is somewhat unique so I'd love any insight, advice, tips, recommendations, etc. 

This election was unique, and it was a handful of "celebrities" who threatened to move out of the country if Trump won!  

Kind of a unique idea to have all your rentals in one place, if you could Buy at big discounts and the complex was not too old and ready for a Special Assessment to replace big ticket items like the roof etc.

Yes, so don't do that, you offered to rent it, they qualified and want to accept your offer, you can't withdraw the offer made, it is being accepted and there is no such thing as equal between applicants, someone applied first, one has a better job or longer work history, or longer credit history or longer rental history or may be one's car leaks oil on the driveway, there is always something different because they are unique.

One of the probate marketers talks about a series of themed letters, each resonating with a different issue the owner is probably dealing with.

As far as the umbrella goes - find an independent agent and they will be able to access what's called an insurance wholesaler and possibly find a company that provides coverage for your unique situation.

We have a unique way of making short term profits from trading "the Current Price Movement" of the Futures.

The ability to utilize debt is a key unique aspect of real estate as an investment vehicle.