All high-ratio mortgages must be insured, either via CMHC or one of the two private insurers.Similarly there are two sets of guidelines for qualification:  High-ratio borrowers :Mortgage qualification is based upon the Bank of Canada Benchmark 5-year Conventional Mortgage Rate (V122521) - which is presently 4.64% [Note: This is also known as the mortgage qualifying rate];Maximum amortization is 25-years;maximum purchase price or "as improved" property value must be "less than" $1,000,000;borrower's gross debt service (GDS) "less than or equal to" 39% (CMHC prefers "less than or equal to" 32%);borrower's total debt service (TDS) "less than or equal to" 44% (CMHC prefers "less than or equal to" 40%); andproperty must be owner-occupied.Low-ratio borrowers:  If the lender bulk-insures their portfolio, they must qualify applicants using the the same rules as above.  

Hello Everyone! I am looking for any advice that can help me qualify for an FHA self employed loan as I have read it is more difficult to be approved for an FHA loan when you are self employed I am excited to start in...

Your mortgage interest rate is calculated off your qualifications when you initially apply for it. 

If it's a larger organization, feel free to inquire about their different staff qualifications.2.

Prior to viewing the property let's schedule a phone call so I can answer any questions and share more about the qualifications.

The higher depreciation deductions that a CSS will give you and applying that to your taxes might have an impact on your financing (or more precise with whom you are doing your financing) as it might show on your tax report as not making any money or, worse from the perspective on financing qualifications, as losing money with your rentals.

@Micah Haworth Early qualification is key.

@Michael Robbins. one of the qualifications is a favorable credit history but I don't explain or details what is a favorable credit history.

You can tweak your credit qualification criteria based on how you feel, as long as your process is fair to other applicants as well.

@Stephen Mahler Unfortunately, the list of activities you mention in your post do not count toward hours for RE Professional qualification.