We probably break even on the rent because of the extra damage pets do, but it definitely increases the number of potential applicants, espeically for houses (many of whom want a house, at least in part, because they have pets).

I'm a fan of doing rather than studying but that does not seem applicable here.  

Also I don't know if this question is even applicable to this form, but I might as well ask anyways right.

Hi @Marco Cruzatt, and welcome.I have no idea what a "So Flo" is because I'm a crotchety old man and do not keep up on the crazy slang you young whipper snappers are using, but here's a fun Fannie Mae guideline for you that may be applicable....If that applies to you, you counting as the owner occupant because you're providing housing for Mom who cannot get a mortgage, means that the owner occupant interest rate, down payment requirements, etc, will apply.

Biggest thing for me has been to write down my goals and tape them on my wall.

I get higher rents and better applicants.

My application process is unusual but it is simple.

We have used a 5 piece, trim to fit surround in the past for this application.

During the mortgage application, the bank was very weary of any debts, and loans used to help fund this venture.

I caught them lying about multiple things on their application:- Fake landlord phone number.