I checked the town card (it’s right) and the mill rate is unchanged.

I mean material as recently as late 2022 was totally off-base-- the real estate rookie bootcamp, you had porfer Morby on here, the Carl twins that promote STR as recession proof, the list goes on.

The virtual credit card feature is also really slick.

Most of the time the seller was either going to pay off high interest debt - like 19% credit cards, or invest in a greater investment opportunity.So, considering all of this, why do owner financing deals get made?

I have one Amex card showing up and a bunch of student loans - do banks take these as trades?

I'm looking to avoid rookie pitfalls/mistakes/regrets.

Don’t pay a coach don’t get sucked into spending credit card money on dreams and promises.  

They shouldn't have to fill that out twice.The intro letter should provide all your contact info, maybe a couple of your business cards so they can stick one on their fridge.

However, if this total income number is negative it will count against you like any other liability would (think car loan or other mortgages with no rental income or credit card min monthly payments/etc) against your DTI.DTI is typically maxed out around 45-50%, so half of your monthly figure so if you make 10,000 gross per month your max liability at @50% DTI is 5000 a month max payment.

People are turning to their credit cards to buy food.