I get it that you can grab some bargains from craigslist but surely your time and effort are worth some as well?

And if in the past, that might been overlooked, in an environment of raising interest rates I would think they would welcome a reason to call the loan, grab the money and redeploy it at a higher rate, especially if the bulk of the interest was already collected (since you pay mostly interest in the beginning portion of the loan lifetime, and less later).

Sounds like to me that the age old prejudice about pretty girls in somehow involved in this .

I don’t see a correction that size as EM is way over-valued and the US is the prettiest girl at closing time.

I would be interested to meet up and grab coffee or lunch with a few of your investors. 

I know that hiring the guy/girl who does something day in and day out is way better than me at it, and can save me time/money/frustrations.

I'd walk by Gouda cheeses in the supermarket and think about Dutch girls and suddenly I'd be in an embarrassing situation.Duplex, SFR, managing opportunity, long-term gains, all that was totally lost on me.But I did learn how to talk to and live with women, and that's made a significant difference in my life.

Is your lovely girl a RE appraiser?

There are jobs that I wouldn't mind grabbing somebody standing around the Home Depot parking lot for.

@Indar Lange One of these days we will have to link up and grab coffee.