Understand your anxiety but remember you carry the insurance TO mitigate the risk.

I'd simply ignore them.

I'm looking for ways to invest in up-and-coming markets in Southern California, such as in San Bernardino County and Riverside County.

How are you coming up with that much larger market rent for all those units?

I was planning to do cash-out, but there are several factors coming together that is making that a less attractive option (higher interest rate, longer seasoning).

Quote from @Jerry Zhang: HLets meet up for coffee what strategy wlare you implementing now? 

The area where i live, land is very expensive.

I am wrapping up rehabbing my first property by myself in DC and getting confused on how to price it, It is a townhouse 4bed, 2.5bath in NEI am hoping to rent it to someone with a housing voucher covering 90%+ of the monthly payment. 

My clients once they come on board with us generally will flip 5 to 40 homes a year.. pretty hard to do more than about 3 or 4 a month but I have a client in KC that does at least 30 to 40 with me and I know he has another lender.. the difference with a company like ours that is a capital partner your paying a touch more for the service but once its going its ALL our money and then the partners work.

The FEMA 50% rule does come into play, but we do a lot of ground-up construction, so some investors that do have some new build/heavy rehab experience are tearing down and building back to current codes.