Private notes require more work than Stocks / Bonds, is the added return worth the extra work?

If you want to grow aggressively then having the extra cash available to you today is more important.

The seller pays extra compensation to the listing agent who then splits it with your agent (this is the way most transactions were done before 2024.

The land is on two tax lots so my plan is to sell the extra lot immediately after closing for a projected $275K.The property on the other lot will be a fix and flip with projected costs of $240K and an ARV of $750K.I plan to use a PML of 2 points and 12% APY for 70% of the total cost.

One extra month of vacancy for the MTR could erase the surplus.

   #9  SWEETEN the POT:    Do not think that paying extra rent is going to entice owners to rent to you. 

I’m also looking into self-settled spendthrift trusts to add an extra layer of protection, especially as my portfolio grows.

That would be a helpful addition to your plan as you would further reduce your cost of living.Also don’t forget from that $600 you are planning on getting in cash flow you have taxes, insurance, maintenance, capex, and vacancy to consider.With two homes, you may want to keep that extra $20k as an emergency fund rather than spending it on a third property and then be left with no emergency funds.

But I would charge the extra 3% to cover my costs.

Also, how much time do you want to spend doing real estate vs. your main job or extra work in order to fund it.