I had not phrased my questions well it seems.

Another way she could have phrased things is ‘I realized I had to file bankruptcy, and I caught a huge break because it turned out that all my debt was forgiven, allowing me to begin saving and get on a better track earlier than I anticipated.

But eventually you take the leap… you decide to go for it and you tread water until you can swim to the next level of your future.For me, I was about 20 attending a photography seminar as a store employee and the day I heard that phrase it hit me… I’m going nowhere being the employee.  

I don't know that I would ever feel comfortable turning over my customer service to someone who only knows a few common English phrases (Unfortunately, yes I understand, I am terribly sorry, etc).  

I'm sure you love this phrase as much as I do but TYFYS haha. 

Given what you have said I will put it this way--I have never lent on a property nor would I lend on a property where that property was the Primary Residence (I am considering the phrase Primary Residence to be interchangeable with the phrase Personal Residence) of the borrower.Adhering to that trumps all else--yes?

The way you phrased you opening questions - "I want somebody to do X" seems to come from an inexperienced person. 

Most of landlords are not interested in doing Section 8 either, but we phrase it always the same that we will consider all applications as a whole and once we have the application we review it and see.In my opinion, no landlord should be forced to do Section 8 and I don't think it can happen, but you have to be very careful how you vet tenants and decide so you are open to all applicants, but still able to make an informed, best decision for yourself.

@Carlos ScarperoI am not sure that I am completely clear on your question as you phrased it but I will answer it this way:Two big advantages of getting a loan through a private money lender are:  (1) Speed (2) Flexibility.JJ

My question is on the definition of that phrase.