So long story short, I closed a property in dec, 18, 2018 with a closing attorney, and with the closing statement, I have a title insurance binder.

Calling, reading, e-mailing, second-guessing all my research until I finally JUST DID IT! 

Feel Free to send me and email and I will put you in touch with David Ginn.

The first delay was understandable as we had to have some of my wife's bank statements translated to english from Thai for our down payment source.

For me it very convenient to just log in to the owner portal and have the ability review cashflow/p&l statements, download expense reports for each property, pull lease agreements, make owner contributions for repairs if necessary, etc. so when I am dealing with my banker in getting a new loan for a property, I can provide him the financial info on my rental portfolio quickly.

Start over with a new lender (if you're working with a mortgage broker, have her start over with a new lender), two months means enough time for two clean bank statements without any crazy money movement to hit prior to closing.

The PM lost the key and they should pay for the lock change.Written notice to the tenant, along with voice, email, and text.

Instead the agent amended the agreement to include verbiage that gives me the right to cancel at any time with a simple email and no penalty.

man, these clickbait titles, tho... that blanket statement doesn't work every time, you are correct. i ran some numbers on a home with a purchase price of $145k (mls, so the price is obv high(er)) that needed about $35k in repairs to make it nice for an arv of $225k (conservative). profit came out to be about $15k (after closing, carrying, etc.). roughly 20% return on cash outlays (dp, cc, repairs). rent would've been about $1700/mo on this one. refing it @75% would leave me 20k in the deal with about $200/mo CF.

I'd prefer to just purchased this foreclosed home AS-IS and not have them Renovate it.Any suggestions on my presentation in the email, should I let them know I"m a Realtor or just initially inquire about purchasing the property without renovations?