OOS BRRRR podcasts that failed and plenty of other forums posts pushed me to start with Turnkey Model.

Unless they are renting at 40% of market rate or lower OR you are super itching to do a reno over the winter, keep those guys there and take the check until they roll or you need to execute your property update.

We also put higher expenses and decided to delay raising rents as to not push rents to much during COVID.If you are doing flip lowering your ARV by atleast 10%.   

I have reserves which really isn't any of her business I believe that was a push to put fault on me tho for whining about her overlook...

The challenge for us is finding the gems where I can push the value on the house...like by adding an addition or taking unheated space and converting it to heated living space, or adding another bedroom/bath. 

Then the next one you will have all of that lined up and you can get rolling.

Trouble is we don't really have the money to put down to purchase our first home and get the ball rolling.

If you have a rolling portfolio, you can use losses from new investments to offset gains from an older investment.

Ah, but after the sunset, the dusk and the twilightWhen shadows of night start to fallThey roll back the sidewalk precisely at tenAnd people who live there are not seen again!

Well my partner at the time ( who sat on a bank board) said we need to add language in the docs that if they do call the loan and wont roll to the next year we have 36 months to wind down operations before they can do any foreclosure or put us into default.. so in 02 to 04 when i was securing these loans.. the banks were fine adding that language and who would have thunk 08 would be such a massive melt down..