It is amazing how hard that is to find but if you find one of those, I think you will solve a lot of your issues.Rents are the first clue to the type of tenant as well as the area.

Are there any other database oriented folks out there that have solved this problem? 

Try to solve someone's problem and make both parties happy. 

What is the saying, “admitting you have a problem is the first step in solving the problem” or words to that effect?

What are the benefits of buying with a credit card/non-traditional method of financing vs. putting the 20% down?

Problem solved.  

If you have any questions, post them here and tag me.Quick Example:Purchase: $125kRepairs: $20kARV: $200kPoints: 3Interest: 13%Fees: $1,030Total Cash to Close: $5,380Monthly Interest only Pmts: $1,585Total Financing Costs (3 months): $5,380+$1,585+$1,585+$1,585=$10,135Cashout Refi at 75% of ARV = $150k$145k (Borrowed Amt) + $10,135 (Points + 3 months Interest) +$2,100 (Est Title Closing Costs) + $2,900 (Est Utilities + Prop Tax) = $160,135 Total Investment - $150k Cashout Refi = $10,135 Total Cash Invested in PropertyIf you are use the Buy Rehab Rent Refi Repeat method that is promoted on this site you can buy rental properties for just $10,135 for a property worth $200k (or roughly 5% down with no PMI).

For a wholesaler/investor, it's all about buying the property at a discount while solving a problem for the seller. 

Maybe make sure that is solved first.Good Luck!

You used some form of creative financing for each one and each one had numerous complications and hurdles that you had to solve to make them work.