Prosperous urban areas - for the most part - have big concentrations of services which make them attractive places to live.

A little background on us: I am a recent MBA graduate with a concentration in finance from Stockton University and just purchased a primary residence near Smithville, NJ.

Before you communicate any further with this "lender" (or any other strangers you meet on the internet) and even consider doing business with them (and certainly before you send them any of your hard earned money), read these posts and learn how to spot the scammers and fakes:-  Should I be worried about my DTI? 

I think they all charge about the same (40%), so my preference is a local company with good Internet preference.Usually, you lease up one week or less so the turns is an issue. 

Education is absolutely free on the internet!

Never uses the internet really.

If you see a community or area that has a high concentration of them, there is probably a reason for this. 

NOW, I would never do any of that because I make more money finding deals and rehabbing properties.DISCLAIMER: I do have a finance degree(concentration real estate), and I had at least 3 years working for a property manager and developer.

We run as many legitimate expenses through the company as possible... health care, car payments, car insurance,  company lunches (1/2 credit for taxes on those), telephones, internet, and this year even our annual meeting of our corporation (of 2 employees!!) 

According to the internet, you can evict as of Aug 31.