I am seeing 20% down loans on small balance (1-5 million) apartment deals. 

Tony and his friend Bill Swift have periodically hosted an REIA at the Holiday Inn and attract some great speakers.

A book that I just purchased literally today that was also recommended to me is called "Multi-Family Millions" by David Lindahl.

It's one thing to have one of the nicest houses to attract the best tenant but that interior looks over-over improved to be in a d area...? 

Welcome to the site @Joseph BoscoDon't a couple of those million dollar listing guys work at your brokerage?

I've read so many articles promoting the benefits of FHA and 203(k) loans, but based on @Jackie Sladky 's comments above, this is a less attractive option for sellers.

We've also referred close to 2 million in listings and subsequent purchases.I'm not sure if there are laws or ethics involved, but at this point I certainly want to start knocking off some fees.Originally posted by Tom T.

My clients are sophisticated investors and developers, each owning on average about 5-10 million sq/ft of commercial space, and about 2,000-3,000 units. 

being you already have a rental property, you already know that holding real estate will not make you millions right away, you would need to figure the numbers on the property and see if the rate of return will be greater than the 7% you are making in the retirement account. 7% is a pretty good return on a retirement account, i personally would try and shoot for at least a 10% return before using those funds, just in case some repair comes up on the property. 

I was at a Tax Sale where one bidder out of the 200 there bid $1.7 Million on properties at the sale.