Bernanke simply applied a Band-Aid (QE and low rates) and people levered back up.

Lesson Learned and will be applied on my next project. 

I'd get it if it's for a portfolio loan, but wouldn't conventional loans all be...I can't think of the wording, but the same rates apply everywhere.

When using the family resemblance test or Reves' multifactor test, you don't apply the Howey test.For "stocks", the Supreme Court came up with the Forman test. 

I know in some places there is a home owner's grant that is applied to taxes if it is your primary residence.

I am getting ready to purchase my first property, If I picked out a property that would need some work done, Would applying for a bank line of credit be helpful?

@Jingwen Dunford, in addition to what @Frank Rolfe mentioned, the transient nature of apartment tenants creates a much easier path to higher vacancy in apartments, while MHP tenants own their homes and tend to be "sticky" tenants.   

  :)   Also West Medford is beautiful but more $ Also, I hate to be a NH hater cause its a beautiful state to be in nature but its "cities" aren't any better or bigger than Lowell. 

The former due to its growing nature & proximity to Portland; the latter due to the fact that it's not in Seattle!

They're never painted, but "reclaimed wood" in their natural state.